Online Banking Safety Tips for Home and Travel – AZFamily

You’re trying to make an online transaction at your favorite clothing store, but when you go to check out, your card is declined. Your first thought is you had money in your account this morning. So you decide to call your bank to see what the issue is. When you make the call, you’re shocked to learn that your card has been used for a bunch of online transactions that you don’t recognize, and your account has a negative balance.

At first, you panic, but since you reported the loss immediately, your financial institution gives you options for how to resolve the situation. You may even receive provisional credit for the funds stolen from your account while the investigation is underway. In the meantime, you must get a new debit card and file a written report with the three credit reporting bureaus: TransUnion, Equifax, and Experian. All in all, the incident